Wednesday, February 3, 2021

JF Public Adjusters NY Continues To Serve Local Clients With Enhanced COVID-19 Protocol

JF Public Adjusters in New York City has implemented an enhanced safety protocol amid COVID-19 allowing them to continue to serve their NY Public Adjuster clientele.

New York City, NY – JF Public Adjusters NY announced today it has enhanced its already in place safety practices to further protect homeowners and business owners during the continuing COVID-19 pandemic.

Property damage doesn’t stop occurring when external circumstances like the COVID-19 coronavirus pandemic continue to impact all areas of our daily lives. In fact, with the recent and continuing shutdowns and stay-at-home orders except for essential travel and work, it’s becoming increasingly important that any incidents or property damage are resolved so homeowners and employees can continue to inhabit these spaces safely.

Moreover, it’s critical that public adjusters are ready and prepared to respond and act quickly to assist property owners with any property damage leading to an insurance claim. Therefore, any losses can be recovered rapidly, and any damage repaired expediently to ensure a safe living or working environment.

This NY Public Adjuster has stated they will continue to observe the COVID-19 pandemic, adhering to the Centers for Disease Control (CDC) guidelines and following local and state coronavirus protective measures. Also confirmed by this New York public adjuster, the firm has implemented a series of additional steps and efforts to protect every member of their team and their customers and to minimize the virus’s potential spread.

Some of the protective measures they’re currently using to protect their customers, staff members and the general public include:

Reviewing and submitting contracts electronically

Contact-less document delivery

Using phone and online scheduling

Sanitizing hands before and after any in-person appointment

Wearing a mask at any in-person appointment

Send images, reports, policy documents via email

Accepting property damage issues from customers when acceptable

Repairing any property damage and settling any related insurance claims quickly is critical, especially in uncertain times, with such a large percentage of the population required to remain indoors at their residence, and in many cases, indoors at their place of employment. “Helping our clients settle their claims for the maximum amount and as quickly as humanly possible is our primary concern,” stated Joel Follman, founder of JF Public Adjusters in New York City. “We are very aware that in many cases, our clients need to live or work in the building that’s being impacted by the property damage. Also, with the COVID restrictions and social distancing, it can leave them with few options, so handling claims for our clients quickly has been a primary objective of ours.”

JF Public Adjusters is one of the most highly rated NY Public Insurance Adjusters. They provide insurance claim assistance services to policyholders in New York, New Jersey and Pennsylvania. Their team of NY Public Insurance Adjusters works with property owners to assist them through the claims process and ensure they receive the maximum settlement payout. To learn more about the services JF Public Adjusters offers, you can contact them directly by phone, email or through their website.

More information can be found at JF Public Adjusters

Contact Info:

Company: JF Public Adjusters
Address: 1758 61st St, Brooklyn, NY 11204
Phone: (917) 272-8793

Media Contact
Company Name: JF Public Adjusters
Contact Person: Joel Follman
Email: Send Email
Phone: (917) 272-8793
Address:1758 61st St
City: Brooklyn
State: NY
Country: United States


Tuesday, September 1, 2020

9 Benefits of Hiring a Public Adjuster

“Why would I hire a public adjuster for an insurance claim when I can handle it myself?”

Have you asked yourself the same question? It’s a common question we’re asked here at JF Public Adjusters, and quite frankly, it’s a fair one. 

In this article, we’re going to be discussing the various benefits of hiring a public insurance adjuster versus going against the insurance companies yourself.

Here’s the deal, navigating the insurance claim process can be challenging and muddy even when you’re familiar with the insurance industry. Let alone if you’re someone who’s experiencing their first foray into the insurance claim arena.

The problem is, although it can often appear or seem as though the insurance provider is trying to assist you, in reality, they’re doing what is in their best interest. 

The unfortunate thing is this means they’re doing everything to ultimately decrease, lessen, or eliminate the need to process your settlement payment.

A Public Insurance Adjuster is your secret weapon in these complicated situations relating to insurance. Not only do they work on your behalf, their compensation is directly related to the settlement amount they’re able to help you receive. 

That means a public adjuster only gets paid if YOU get paid, so their success is tied to your success, which is what makes it such a powerful and beneficial relationship. 

So with that in mind, let’s look at some top benefits of hiring a public adjuster.

So, without any further ado, let’s look at: 

The 9 Benefits of Hiring a Public Adjuster.

Benefit #1 – Understanding the Insurance Policy Language

The insurance providers know their business well, and probably their greatest weapon is the insurance policy agreement. Often, due to a lack of understanding of the agreement’s clauses, a policyholder can find themselves ineligible because of minor mistakes. That’s why understanding “Insurance Policy Language” is so important.

Based on this point alone, I’m sure you can see some benefits of having a public adjuster in your corner.

Your public adjuster will work on your behalf in a situation like this, analyzing the property damage, dive deeply into reviewing your insurance policy, and making sure every “i” is dotted and “t’s crossed, so your claim is processed quickly, smoothly, and for the maximum allowable amount.

Remember: Public Insurance Adjusters are independent insurance experts themselves, who deal with the policy providers on a daily basis, so they know how to handle and navigate every aspect of the insurance claim and settlement process.

Benefit #2 – You Get Experience On Your Side

There’s an old adage that goes like this…

When a man with money meets a man with experience, almost always the man with experience leaves with the money, and the man with money leaves with the experience.

Don’t let this happen to you!

Public adjusters regularly deal with the insurance claims, understand the tricks of the trade, and understand how to maximize their business’ profitability (and that means paying out the least amount to the policyholders.)

Your qualified public insurance adjuster allows you to level the playing field and punch up a weight class by utilizing their independent expertise and experience.

Benefit #3 – Estimating the Damage

Are you qualified to estimate property damage yourself? Do you trust the insurance estimators to do it for you?

You’d be surprised to know that the public adjusters are incredibly knowledgeable and experienced when it comes to preparing detailed reports of damage.

This report plays a vital role in determining the success of your insurance claim. Again, another important reason to have an expert in the insurance field is working on your behalf.

Benefit #4 – Save your Time

Applying for a claim isn’t just limited to submitting the information. There are several other aspects involved. For instance, you need to take photographs of the damaged area to show as evidence. Similarly, you’ll need to share information about the reported damages. The insurance company may request documents and details regularly.

Put simply, this process requires a lot of time and effort. You’re likely busy in your day-to-day life. So let me ask you – do you have time to handle all of this.

Again, a public adjuster takes care of these elements on your behalf so you may continue your regular daily routine being interrupted or bothered by the cumbersome insurance claim process.

Benefit #5 – Work With Licensed Professionals

In most states, public adjusters can only provide their services if fully trained and certified. Training and certification are certainly required for NY Public Adjusters, NJ Public Adjusters, and those in Pennsylvania. 

They also must maintain and stay current with these certifications. So, when hiring a public adjuster, you can appreciate a level of comfort knowing that knowledgeable professionals are managing the claim.

Benefit #6 – They Represent the Policyholder

The insurance company may ask you to work with their adjuster to submit the claim. This is certainly not something we’d recommend. Why? Because in reality, whether they’re receiving kickbacks or commissions or some other benefit, they’re working in the insurance company’s best interest.

You could liken it to working with the other side’s lawyer in a divorce or personal injury.

On the other hand, the public adjuster represents the policyholder throughout the process.

Benefit #7 – Faster Resolution

The public adjuster should leave no stones unturned when processing an insurance claim. Here’s the thing: They’re incredibly familiar with the entire process of filing a claim, allowing them to process it and complete it in a fraction of the time it would take someone else unfamiliar with the process.

Moreover, this is what they do; it’s their full time profession. So when compared to a policyholder trying to process the claim during any free time they have, it should be no surprise that those who work with a public adjuster typically see a resolution in a fraction of the time compared to those who don’t.

Benefit #8 – No Upfront Cost

When you’re hiring a public adjuster, you won’t have to pay them a single penny upfront. Who doesn’t love a deal like that?

The public adjuster bears all the expenses on his own unless the claim is completed and settled. After the settlement, they will get a specific percentage of the claim based on your initial agreement.

Benefit #9 – Fair Claim Value

The public adjusters always go above and beyond the limits to ensure you get the maximum amount you’re entitled to.

In fact, statistics show those who work with a public adjuster, on average, see close to 3x the claim amount compared to those who don’t. In fact, you can see an exact statistic on the JF Public Adjuster homepage.


A public adjuster is a licensed professional who can help file an appropriate claim for your property’s damage, and the benefits of hiring a public adjuster are endless. They represent you with a high degree of specialized insurance industry knowledge and expertise, completely removing this complicated and stressful process from your plate. 

To get an even great understanding of a Public Adjuster, you might be interested in reading our article entitled – What Is a Public Insurance Adjuster. 

If you have a question and you’d like to speak to the experts here at JF Public Adjusters NY and NJ, we invite you to click the button below to contact us today.


Thursday, July 23, 2020

What Is a Public Insurance Adjuster?

What Is a Public Insurance Adjuster – And Why You Should Hire One for Your Insurance Claim?

In this article, we will be answering the questions – What Is a Public Insurance Adjuster and why you should hire one for your insurance claim? 

I don’t think it’s a secret to anyone that the insurance industry is complicated, to say the least, especially if you’re someone who, for the most part, is unfamiliar with the industry. 

So if you’re filing a claim and the extent of your knowledge relating to the insurance industry is paying your automotive, property, or life insurance policy each month – pay close attention.

What Is A Public Insurance Adjuster Feature Image

This is something we see all too often here at JF Public Adjusters.

Why? Because it’s this lack of experience which allows insurance companies to have a dramatic advantage over the typical policyholder throughout the insurance claim and settlement process.

It shouldn’t be a surprise that the insurance company that holds your policy is a business whose primary objective is to deliver profits to the owners and shareholders.

And… The lower the settlement amount or payout, the higher their business profits. 

This means your insurance provider’s success is tied to how effectively they can reduce each policy settlement payout… or even avoid paying it entirely.

It’s literally their job to figure out ways of how NOT to pay out insurance settlements – And believe me, they’re good at it. 


So What Exactly Is a Public Adjuster?

A Public Adjuster (Very different from a typical “Insurance Adjuster”) is an independent insurance professional who works on behalf of the policyholder.

It is their job to ensure your insurance company cannot succeed in taking advantage of the fact you as the policyholder may be unfamiliar or inexperienced with how the settlement process works.

A Public Insurance adjuster is essentially your hired gun. An independent insurance expert, whose job it is to fight on your behalf.

But most importantly, the role of a Public Insurance Adjusters is to ensure you receive the insurance payout you’re owed and entitled to.

A Public Insurance Adjuster Helps You Navigate The Murky Waters of the Insurance Industry

Insurance policies are meant to cover you against any risks of potential loss.

They can cover your life and others’ lives, your vehicle, your home, your business, and any other risks that you perceive.

You likely know if you’re buying insurance, the process begins with you and the insurance company coming to an agreement about what they’re willing to insure the potential risk for, and what you’re willing to pay as a premium for them to insure that risk.

This agreement is your “policy.” – Pretty simple right?

Well, insurance IS simple. At least until your need to submit a claim.

Insurance is very easy when you’re paying the insurance company, but when they may need to potentially pay you, well, that’s when things get a bit more complicated.

At this stage, a mutually agreeable insurance settlement needs to be reached between you and your insurer.

This is the part where they’re going to begin exploring every opportunity for them to avoid paying you your rightfully owed settlement amount.

Depending on the type of insurance, your insurer might provide you with the “complementary” services of an in-house …or… one of their trusted external “insurance or field adjusters.”

This adjuster works on behalf of your insurance company to get the claim handled quickly, quietly and inexpensively for the insurance company.

This is also coincidentally where a Public Insurance Adjuster can really be of assistance to you.

They work on your behalf to see your settlement is not only fair, but it’s the full amount you’re legally entitled to.

How a Public Adjuster is Paid?

A Public Adjuster isn’t paid up front, but rather a percentage of the settlement payout, which is agreed up before hiring them.

The fee percentage they charge may be a standard rate or based on the case’s complexity.

Considering they won’t make any money if you don’t receive a settlement payout from your insurance company, it’s in the Public Adjusters’ best interest to work as hard as possible to get you the absolute highest settlement amount.

How Hiring a Public Adjuster Can Help You

A Public Adjuster works for YOU and lends their experience and expertise for compensation based on the result or outcome they’re able to achieve for you.

Government Statistics states:

“Policyholders who used public adjusters received an estimated $9,379 on their claim, compared to $1,391 for those policyholders that did not use a public adjuster, a difference of 574%.”


– Office of Program Policy Analysis and Government Accountability

Here are some of the reasons hiring a public insurance adjuster is a wise decision if you’re about to begin the insurance claim process.

3 Reasons Why You Should Hire Public Insurance Adjuster?

1 – They Understand Insurance Policies

Understanding the mechanics of insurance claims and how to handle them is considered a complicated process.

Here’s the deal: One of the best assets you can have at your disposal is EXPERIENCE when processing an insurance claim. 

That means working with somebody who hasn’t only been through it before, but who deals with insurance policies and claims daily. 

Public insurance adjusters are independent experts you can hire who’ll lend their years of experience to you.

They’ll know exactly how your claims have to be filed, the evaluation process, and whether any supplemental claims are possible.

Put simply – this isn’t their first time.

2 – They Remove The Stress of You Personally Handle the Claim

The process of submitting a claim after completing an evaluation can be quite exhaustive, to say the least.

The claims process is extremely detail-oriented and requires information on every part of the property that has been damaged, the cost of replacement, and so much more.

This can be quite daunting for policyholders and is best left to insurance professionals like an independent public adjuster.

Also, the claims process can be an extremely time-consuming process for someone who isn’t familiar with how it works.

This can lead to enormous stress, anxiety, and overwhelms for the policyholder who’s trying to do it themselves.

3 – Accurate Claim Filing

Filing a claim through a public insurance adjuster is also a safeguard to ensure the claim is accurate, detailed and of a value that will cover ALL the incurred losses.

Insurance companies never pay more than the claimed amount, even when their own evaluation may justify a higher amount.

A public adjuster will justify higher amounts and present all the necessary documentation to ensure you’re paid what you’re entitled to.

What To Look For When Choosing a Public Adjuster

If you’re searching online for Public Adjuster Near Me. here are some things to consider. 

Public insurance adjusters have to be licensed to work in the state where the loss has occurred and is, according to the insurer, covered by the policy. 

Before you hire an adjuster, make sure that they are licensed to do the work and check up on their records and performance. 

Take you time to check them out online, read their reviews, both the good and the bad, and see what their client experiences are like.

Don’t be afraid to ask the Public Adjuster you’re considering for references you can speak to.

Hiring the “right” Public Adjuster can literally mean a difference of thousands of dollars, tens of thousands, or even more, in the amount of money being paid back to you for your claim. 

So hire carefully, because a qualified insurance adjuster can be a game-changer for you as a policyholder.

Are You Looking for a Public Insurance Adjuster

If you want to have the upper hand on the negotiation table, keep in mind that an insurance adjuster, aside from their professional expertise, often has a significant financial interest in bringing the case to a favourable outcome for you. 

The insurance adjuster will be the best person to assist you and provide an independent, honest, fair, and unbiased estimate based on damage and losses you may have experienced.

If you’re about to file an insurance claim, I highly recommend you find a qualified public adjuster in your area to at least consult with, and get an expert opinion.

Are you close to us here at JF Public Adjuster? 

If you’re looking for a Public Adjuster in New York or a Public Adjuster in New Jersey, we invite you to contact us here at JF Public Adjusters. 

When you do, we’ll schedule you in for a claim assessment and onsite survey to ensure you get compensated for your what you’re owed. 

Have a question about the Insurance Claim Process and How a Public Adjuster could help you? Be sure to leave your question in the comments section below.


Saturday, July 18, 2020

NJ Public Adjuster

Welcome to JF Public Adjusters - We offer sincere and meticulous insurance declare assessments. As a result of when disaster strikes, your insurance coverage is the security net that secures your future recovery. A public adjuster is a licensed and trained specialist that adjusts and recovers insurance claims for injury losses to householders, industrial property house owners and businesses. Public adjusters work solely for the policyholder and not for the insurance coverage company.

A public adjuster is a licensed specialist who is skilled in navigating the landscape of insurance coverage claims and who works with the home-owner, commercial property owner, or businesses to regulate and recover insurance claims for injury and losses they’ve been impacted by. A Public Adjuster works solely for YOU the policyholder and NOT for the insurance agency.

Licensed in New York and New Jersey, and skilled by the foremost consultants in the area; you don’t must go any further to seek out the expertise and dedication you require.You’ll respect my honesty and my direct communication type; I imply what I say, and I say what I mean - in the shortest means possible. (There’s no time to be misplaced after we’re coping with loss…)

I take things personally - in a superb way. It means that I care deeply - about you, your property, and your final skill to recover from this loss. And I’ll do all the pieces in my energy to ease and expedite the recovery course of for you.Dealing with an insurance claim process ensuing from property damage or loss can be time-consuming, incredibly disturbing, and very challenging. This is much more so if you happen to’re unfamiliar with navigating the insurance coverage business’s murky waters and insurance coverage claim process as a whole.

However, working with an independent, skilled NY public insurance coverage adjuster who handles the claims course of on your behalf could make it a seamless, simple and stress-free experience.At JF Public Adjusters in New York, we’re an experienced staff of insurance coverage professionals who go to bat for you.

From coping with the insurance firm, dealing with the paperwork, navigating the claims course of and fighting for you to ensure you get compensated the amount you’re entitled to and deserve.Nonetheless, you could be asking yourself…

As a policyholder, it is your right to receives a commission the compensation your policy states you’re entitled to.Nevertheless, insurance coverage corporations can make this hard for policyholders who haven't any expertise and don’t understand the insurance claim process.Whenever you rent the highest-rated New York public insurance adjusters, you’re partnering with Public Adjuster in NJ a group of skilled insurance professionals who will struggle for you.We maintain the insurance coverage firms accountable, expedite the settlement time frame, and advocate on your behalf to get you the settlement payout you’re entitled to.

The insurance coverage company will do the whole lot in their energy to reduce their payout to impacted policyholders by capitalizing on the coverage holders lack of experience. If you rent JF Public Adjusters, we combat for you and make sure the insurance firm meets their obligations and makes the correct payments.

Whether it’s residential or industrial, whether it’s fireplace damage, water injury, flood, theft or something else, While you work with JF Public Adjusters, you’re working with seasoned professionals who are preventing in opposition to insurance coverage corporations on behalf of the policyholder.At JF Public Adjusters, we assist out purchasers to receive what they deserve throughout all the insurance claim course of for their broken property.

Regardless of what your scenario is, working with a JF Public Adjusters means you’ve obtained an experienced skilled who’s going to bat from you, and who's going to make sure you get all the pieces you deserve. Are you looking out the internet for "public adjuster NY?" For those who answered "Yes," you're within the excellent place. At JF Public Adjuster in NY, we are the main New York Public Adjusters and insurance coverage declare assistance team. 

JF Public Adjusters NY Continues To Serve Local Clients With Enhanced COVID-19 Protocol

JF Public Adjusters in New York City has implemented an enhanced safety protocol amid COVID-19 allowing them to continue to serve their...